Art Varnado has 30 years of experience working in the financial sector in investment banking (public finance) and currently works in investment management. He has worked for T. Rowe Price Associates for 21 years and is a Fixed Income Product Manager. He earned a BS in Industrial Engineering and an MBA from Stanford. Art is interested in helping students understand the intricacies of personal finance and explain things in a way that is straightforward and easy to understand. Raising three young adults of his own, Art hopes his personal and professional experience will be useful to Stanford students.